Auto Financing Center | Joe Lunghamer Chevrolet

(1) 20% of vehicles in stock the longest as of 1/3/26. While supplies last. See dealer for details. Take new retail delivery by 2/2/26. (2) 1.9% APR for 36 months. Monthly payment is $28.60 for every $1,000 you finance. Example down payment: 9.8%. Must finance with GM Financial. Some customers may not qualify. Not available with lease and some other offers. Take new retail delivery by 2/2/26. (3) Based on an MSRP of $54,181 for 2026 Silverado 1500 Crew Cab with TurboMax™ engine. Savings based on Bankrate of 5.13%. Must trade in a 2012 model year or newer vehicle. 20% of vehicles in stock the longest as of 1/3/26. While supplies last.Not available with lease and some other offers. Tax, title, license, dealer fees extra. Dealer sets final price. See dealer for details. Take new retail delivery by 2/2/26.

To qualify for the GM Limited-Time Special, you must: (1) be a current Costco Member by January 2, 2026; (2) register with Costco Auto Program online or through its call center by March 2, 2026, to receive a certificate with your unique promotion code; (3) present your certificate and unique promotion code to any Chevrolet dealer at time of visit; (4) take delivery between January 3, 2026, and March 2, 2026, of a new 2025, 2026 Chevrolet Traverse to receive a $1,000 Non-Executive Costco member-only incentive or $1,250 Executive Costco member-only incentive. Incentive will be applied at time of eligible purchase or lease and is compatible with current eligible manufacturer incentives for which you qualify. Incentive is subject to change due to vehicle inventory availability. Visit CostcoAuto.com/GM for full details. Costco and its affiliates do not sell automobiles or negotiate individual transactions.

(1) Example based on national average vehicle selling price. Each dealer sets its own price. Your payments may vary. Must show proof of current lease of a 2021 model year or newer non-GM vehicle and be a current lessee for at least 30 days prior to the new vehicle sale. Customer remains responsible for current lease payments. Payments are for a 2026 Chevy Colorado Trailboss with an MSRP of $42,495. 24 monthly payments total $8,368. Closed-end lease. Option to purchase at lease end for an amount to be determined at lease signing. GM Financial must approve lease. Late payment and early termination fees apply. Lessee is responsible for insuring the lease vehicle. Lessee pays for maintenance, repairs, excess wear and disposition fee of $395 or less at end of lease. Payments may be higher in some states. Not available with some other offers. Residency restrictions apply. Take new retail delivery by 2/2/26.

Offer: *Eligible brands ACDelco Gold ($30 rebate per battery) and ACDelco Original Equipment or GM Genuine Parts ($60 rebate per two brake pad sets, $60 rebate per two brake rotor sets, $15 rebate per cabin air filter, $15 rebate per engine air filter, and $30 rebate for three wiper blades). $210 rebate derives from collective rebate on all eligible parts. Limit one rebate per VIN for battery and filters. Limit two rebates for brake pad or rotor sets. Limit three rebates per VIN for wipers. Rebate will be issued as a Visa® Gift Card. See mycertifiedservicerebates.com for details and rebate form, which must be submitted by 3/31/2026. Offer ends 2/28/2026. Installation not required for wiper rebate.

Lease or Finance a Chevrolet Car, SUV, or Truck in Waterford

Choosing between a new or used Chevrolet vehicle, SUV, or truck in Clarkson Lansdale can sometimes be challenging since you're looking at different trims and options. Then comes financing. Here, you're faced with either leasing or buying.

Because these two financial options offer various advantages depending on your budget, long-term goals, and other factors, there's usually no definitive answer as to which option is best.

We at Joe Lunghamer Chevrolet are eager to assist you in every step of your purchasing journey. After settling on the most suitable new or used Chevrolet vehicle in our inventory, we'll help you brainstorm the most appropriate financing choice. To get you started, we've presented different highlights of leasing and buying.

Why Buying a Chevrolet Is a Smart Choice

Buying is ideal if you plan to keep your vehicle long-term. Once the loan is paid off, your costs drop to fuel, servicing and maintenance, and insurance.

Ownership gives you full freedom-no mileage limits, no return requirements, and the ability to enjoy road trips near Clarkston without restrictions.

You can customize your Chevrolet however you like and sell it whenever you're ready for something new. Many buying steps can be completed online, and while upfront costs may be higher, owning typically saves more in the long run.

Why Lease a Chevrolet

Leasing is similar to renting-you make fixed monthly payments for a set term and mileage limit, then return the vehicle at the end of your lease. Use our Chevrolet payment calculator to estimate payments before visiting our dealership near Highland.

Leasing is a great fit if you like driving the latest Chevy models without long-term ownership. Monthly payments and down payments are typically lower, and you pay sales tax only on the leased portion of the vehicle.

Upgrading is easy-return your vehicle, pay any remaining fees, and pick your next Chevy. Most leases keep you under factory warranty, and approval is often simpler than a traditional auto loan.

Start Your Finance Application Today

Still deciding whether financing or leasing is right for you? Visit Joe Lunghamer Chevrolet to take a test drive through Lake Orion and review both options with our finance team.

Browse our available new Chevrolet models, start your Finance Application, or contact us with any questions-we're here to help you choose the best path for your next vehicle.

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Contact our Sales Department at: (248) 462-7397

Monday9:00 am - 7:00 pm
Tuesday9:00 am - 6:00 pm
Wednesday9:00 am - 6:00 pm
Thursday9:00 am - 7:00 pm
Friday9:00 am - 6:00 pm
Saturday10:00 am - 3:00 pm
SundayClosed

Finance Center

Lease or Finance a Chevrolet Car, SUV, or Truck in Waterford

Financing

Why Buying a Chevrolet Is a Smart Choice

Leasing

Why Lease a Chevrolet

Start Your Finance Application Today

Still deciding whether financing or leasing is right for you? Visit Joe Lunghamer Chevrolet to take a test drive through Lake Orion and review both options with our finance team.

How Can We Help?

Get in Touch

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Finance Center

Lease or Finance a Chevrolet Car, SUV, or Truck in Waterford

Financing

Why Buying a Chevrolet Is a Smart Choice

Leasing

Why Lease a Chevrolet

Start Your Finance Application Today

Still deciding whether financing or leasing is right for you? Visit Joe Lunghamer Chevrolet to take a test drive through Lake Orion and review both options with our finance team.

How Can We Help?

Get in Touch

Models

Inventory

Finance

Service / Parts